DELTA ASIA CONE MARSHALL FAMILY OFFICE ADVISORY LIMITED’s (“DACM’s”) policies and practices with respect to the collection, use, retention, disclosure, transfer, security and access of your personal information and data (“Personal Data”) as set out in this Statement is in accordance with the Personal Data (Privacy) Ordinance (Chapter 486 of the Laws of Hong Kong) (the “Ordinance”). All the terms used in this Section have the same meaning defined in the Ordinance and the Client Agreement.
(a) Processing of the application for the Services;
(b) Provision and daily operation of the Services;
(c) Conducting credit checks at the time of the Services subscription and upon periodic or special reviews;
(d) Analyzing, verifying and/or checking of your credit, payment and/or status in relation to the provision of the Services;
(e) Processing of any benefits arising out of or in connection with the Services;
(f) Processing of any payment instructions, direct debit facilities and/or credit facilities requested by you;
(g) Enabling the collection of amounts outstanding in your account(s) in relation to the Services;
(h) Marketing services, products and other subjects as described in Clause 3 of this Section;
(i) Assisting other institutions to conduct credit checks;
(j) Ensuring your ongoing credit worthiness;
(k) Improving, enhancing, designing or launching existing or new financial services or related products for your use;
(l) Determining the amount of indebtedness owed to or by you;
(m) Collection of amounts outstanding from you and those providing guarantee or security for your obligations;
(n) Enabling DACM to meet the requirements to make disclosure under the requirements of any law or regulation binding on DACM;
(o) Facilitating us in complying with DACM’s anti-money laundering obligations;
(p) Enabling DACM to comply with any applicable code, guideline or industry practices and to discharge DACM’s obligation to regulators or other authorities; and
(q) Purposes relating to any of the above.
Personal Data held by DACM relating to you will be kept confidential but DACM may disclose and transfer such Personal Data for the purposes mentioned in Clause 1 of this Section to the following parties (whether within or outside Hong Kong):
(a) any employee, agent, contractor or third party service provider who provides administrative, credit information, credit facility, debt collection, telecommunications, security support, computer, payment, trade execution, securities and/or contracts clearing or settlement or other services to DACM in connection with the operation of its business;
(b) any other person under a duty of confidentiality to DACM including any company within Delta Asia Group and Cone Marshall Group comprising Delta Asia Group (Holdings) Limited and Cone Marshall Group and their subsidiaries (“DACM Group “) which has undertaken to keep such information confidential;
(c) any financial institution or dealer with which you has or proposes to have dealings;
(d) any credit reference agency and in the event of default, any debt collection agency;
(e) any of our actual or proposed assignees or transferees of our rights with respect to you;
(f) any person providing or proposing to provide guarantee or security for your obligations;
(g) any person, regulatory or authorities to whom Delta Asia is under an obligation to make disclosure under the requirements of any law binding on DACM; and
(h) i) any member of DACM Group;
ii) third party financial institution, securities, commodities and investment services providers;
iii) third party reward, loyalty, privileges or co-branding programme providers; and
iv) co-branding partners of DACM (the names of such co-branding partners will be provided at the time of making application for the relevant services and products, as the case may be).
DACM intends to use your Personal Data in direct marketing and DACM requires your consent (which includes an indication of no objection) for that purpose. In this connection, please note that:
(a) your name, contact details, products and other services portfolio information, transaction pattern and behaviour, risk profile, financial background and demographic data held by DACM from time to time may be used by DACM in direct marketing;
(b) the following classes of services, products and subjects may be marketed;
i) financial, securities, commodities, investment and related services, products and facilities;
ii) reward, loyalty, privileges or any programme and related services, products and facilities; and
iii) services and products offered by DACM’s co-branding partners (the names of such co-branding partners will be provided at the time of making application for the relevant services, products and facilities, as the case may be);
(c) the above services, products and subjects may be provided or solicited by DACM and/or;
i) any member of DACM Group;
ii) third party financial institution, securities, commodities and investment services providers;
iii) third party reward, loyalty, privileges or co-branding programme providers; and
iv) co-branding partners of DACM (the names of such co-branding partners will be provided at the time of making application for the relevant services and products, as the case may be);
(d) in addition to marketing the above services, products and subject itself, DACM also intends to provide data described in Clause 3 (a) of this Section to all or any of the persons described in Clause 3 (c) of this Section for use by them in marketing those services, products and subjects, and DACM requires your written consent (which includes an indication of no objection) for that purpose.
If you do not wish DACM to use or provide to other persons your Personal Data for use in direct marketing as described in Clause 3 of this Section, you may exercise your opt-out right by notifying DACM in writing to our Data Protection Officer together with your name, address, contact information and account number(s) to the address provided in Clause 4 of this Section.
(a) Check whether DACM hold any of your Personal Data;
(b) Access your Personal Data held by DACM;
(c) Require DACM to correct any Personal Data which is inaccurate;
(d) Ascertain our policies and practices (from time to time) in relation to Personal Data and the types of Personal Data held by DACM.
As provided in the Ordinance, DACM have the right to charge a reasonable fee for the processing of any Personal Data access request. All requests for access to or correction of Personal Data or information regarding policies and practices and types of Personal Data held should be in writing and addressed to:
Data Protection Officer
Delta Asia Cone Marshall Family Office Advisory Limited
5th Floor, Luk Kwok Centre, 72 Gloucester Road, Wanchai, Hong Kong
